There is an established strong co-relation between
being employed and having health insurance coverage. As it turns
out, most of the people in the world with any health insurance
coverage are typically people who have gotten such health insurance
as part of their employment benefits. This conversely means that
they lose such health insurance benefits immediately they lose their
employment for whatever reasons.
Now as world economic crisis continues to unravel,
more and more people are finding themselves losing their jobs, and
with them, their employer-provided health insurance coverage.
Naturally, these are people who have to learn how to cope without
health insurance, because even if they are to purchase their own
health insurance (and this is hard without a proper income), or to
get another job with health insurance benefits, it would typically
still be some time before the new coverage can take effect.
If you happen to be hit with an expensive that you
simply cannot afford to finance, consider applying for the various
‘assistance programs’ that pharmaceutical companies run to help
people who happen to be ‘laden’ with prescriptions they cannot cope
with, financially. You might, with some luck, qualify for one, and
have your prescription filled ‘bill-free’ or at highly subsidized
rates.
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Life Without
Health Insurance
Now in
spite of the privatization of the healthcare system eons ago, there
remains a considerable number of low cost (or zero cost) healthcare
facilities - like the so-called community health centers; and it is
by maximizing on these that one gets access to one of the best ways
to cope with life without health insurance coverage.
Granted, these
low cost (or zero-cost) healthcare facilities might not offer the
most comprehensive of services, but for ’small ailments’ that one
would have to pay for personally (given that they don’t have health
insurance), these are facilities one can make use of.
If you qualify for various
government sponsored initiatives aimed at providing some sort of
free health insurance coverage for the poor and un-insured members
of the society, you should not feel ashamed to file for them. After
all, all these initiatives are built on tax money, of which you are
certainly a contributor.
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